股票型基金的潜在好处

什么是股票基金?

Stocks are ownership stakes in publicly-traded corporations and offer investors an opportunity to share in a company's growth. It is important to educate yourself on the 利与弊 股票投资. Stock funds are generally easy to buy and sell, stay ahead of inflation and grow with the economy.

Stock funds tend to have a higher risk and in turn offer the potential for a higher return. They fluctuate in price as the economy waxes and wanes. In the long run, investors may find themselves rewarded for putting up with the volatility. 这就是为什么 共同基金, which invest in multiple stocks and possibly some cash, are often attractive to investors who are putting aside money for retirement and other long-term goals.

股票型基金如何产生回报?

A share of stock generates a return for investors in two ways. First, if the company grows and makes money, then the share price is likely to go up. The increase in share price is known as the capital gain. On top of that, many companies pay out a small amount of profits to shareholders each year. 这种支付被称为股息.

Some stock funds are managed to maximize dividend income, some to maximize the amount of capital gains and some to get the best mix of both (known as total return). In general, more investment income could mean less risk. 同样，一些股票 共同基金 投资各种各样的公司, while others may concentrate only on small companies, international companies or companies in certain sectors such as technology or energy.

股票型基金有哪些风险?

All stock funds bear some level of market risk, but they may be a good choice for long-term investors who can tolerate the intermediate ups and downs on the way to their goals. T在这里 is always the possibility that you could lose your entire investment if a company does poorly.

就像任何财务决策一样, be sure to educate yourself on various avenues for investing and the risks.